Major Commercial Payor

Anthem / BCBS Provider Guide

Complete guide for Anthem Blue Cross Blue Shield credentialing, billing, and claims management

State-Specific Note: Anthem operates BCBS plans in 14 states. Requirements may vary by state. Always verify state-specific policies.

Avg. Credentialing

90-150 Days

Timely Filing

180 Days

Appeal Window

180 Days

Portal

Availity

Credentialing & Enrollment

Anthem Credentialing Process

Key Requirements

  • • Current medical license in state(s) of practice
  • • Board certification (strongly preferred)
  • • Malpractice insurance: $1M/$3M minimum
  • • DEA registration (if prescribing)
  • • CAQH profile updated within 120 days
  • • Clean NPDB and state licensing records

Anthem-Specific Notes

Anthem credentialing timelines vary by state. CA and NY tend to take longer (120-150 days). Some states require site visits for behavioral health providers.

Anthem participates in CAQH but may still require supplemental applications for certain states or provider types.

Top Anthem Denial Codes

CO-197: Precertification/authorization required
Most Common

Why Anthem Uses This

Anthem has extensive prior authorization requirements, especially for outpatient procedures, therapy, and imaging.

Resolution

Submit retroactive authorization with clinical documentation. Success rates vary by service type and medical necessity.

CO-29: Time limit for filing has expired

Why This Happens

Anthem's timely filing limit is 180 days from date of service. This is shorter than many other payors.

Prevention

Submit claims within 90 days to allow time for corrections. Track submission dates carefully.

CO-B7: Benefit maximum reached

Common Scenarios

Outpatient therapy limits, chiropractic visit caps, and behavioral health visit maximums are common with Anthem plans.

What to Do

Verify benefits before starting treatment. For medically necessary care beyond limits, submit an exception request with clinical documentation.

State-Specific Considerations

California (Blue Cross CA)

• Longer credentialing times (120+ days)

• Strict facility requirements for BH providers

• Separate delegated entities for some services

New York (Empire BCBS)

• State-mandated timely payment laws

• Different appeals process from other states

• Requires NY-specific provider agreements

Virginia (Anthem BCBS VA)

• Standard 90-120 day credentialing

• Active site visit program

• Strong behavioral health network

Other Anthem States

CO, CT, GA, IN, KY, ME, MO, NV, NH, OH, WI

Check state-specific provider manuals

Contact Information

Provider Services

General Provider Line

1-800-676-2583

Prior Authorization

1-866-365-2126

Claims Inquiries

1-800-676-2583

Credentialing

Contact state-specific office

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