Major Commercial Payor

Aetna Provider Guide

Complete credentialing, billing, authorization, and denial management guide for Aetna

Avg. Credentialing

90-120 Days

Timely Filing

180 Days

Appeal Window

180 Days

Portal

NaviNet

Credentialing & Enrollment

Getting Started with Aetna Credentialing

Complete guide to joining the Aetna provider network

Application Process

  1. Complete CAQH profile (if not already done)
  2. Submit initial credentialing application via Aetna provider portal or CAQH
  3. Provide all required documentation (licenses, certifications, malpractice, etc.)
  4. Complete site visit if required
  5. Await committee approval (typically 90-120 days)

Required Documents

  • • Current medical license (all states)
  • • DEA certificate (if applicable)
  • • Board certification
  • • Malpractice insurance (minimum $1M/$3M)
  • • W-9 or tax documentation
  • • NPI (Type 1 and Type 2)

Timeline Tips

Aetna credentialing typically takes 90-120 days. Incomplete applications can delay the process by 30-60 days. Submit all documents upfront and respond quickly to any requests.

Prior Authorization

Services Requiring Prior Auth

  • • Inpatient hospitalizations
  • • Advanced imaging (MRI, CT, PET)
  • • Outpatient procedures
  • • DME and orthotics
  • • Home health services
  • • Behavioral health (outpatient beyond 20 visits)
  • • Physical therapy (varies by plan)

How to Submit

Online Portal

NaviNet or Availity (fastest method)

Phone

1-800-245-1206 (provider line)

Fax

Check plan-specific fax number

Turnaround Time

Standard: 3-5 business days. Urgent: 72 hours

Claims Submission

Clean Claim Checklist

Ensure these elements are included to avoid rejections

Required Fields

  • ✓ Correct member ID and group number
  • ✓ Valid CPT/HCPCS codes
  • ✓ Appropriate diagnosis codes (ICD-10)
  • ✓ Date of service
  • ✓ Place of service code
  • ✓ Rendering provider NPI
  • ✓ Billing provider NPI and TIN

Common Mistakes

  • ✗ Missing modifiers
  • ✗ Incorrect units of service
  • ✗ Mismatched dates
  • ✗ Missing authorization numbers
  • ✗ Wrong rendering provider
  • ✗ Outdated member information

Common Denials & How to Fix Them

CO-197: Precertification/authorization absent
High Frequency

Why This Happens

Service required prior authorization but none was obtained

How to Fix It

Submit retroactive authorization request with medical records. If approved, resubmit claim. If denied, patient may be responsible.

Prevention

Always verify authorization requirements before service

CO-50: Non-covered services
Common

Why This Happens

Service not covered under patient's plan or deemed experimental

How to Fix It

Review plan documents. If service should be covered, submit appeal with medical necessity documentation. Otherwise, bill patient.

CO-16: Missing or incomplete information
Common

Why This Happens

Claim missing required data fields

How to Fix It

Identify missing information from remittance advice and resubmit corrected claim

Important Contacts

Provider Services

General Provider Line

1-800-624-0756

Prior Authorization

1-800-245-1206

Claims Status

1-888-632-3862

Credentialing

1-888-632-3862

Online Resources

Provider Portal

NaviNet Login

Clinical Policy Bulletins

View All CPBs

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